We are all well aware by now that real estate in Greater Boston is hot hot hot. Any house or condo can inspire an all-out bidding war, with some prospective buyers waiving every contingency or offering to buy with cash. We’ve written about the benefits and costs of waiving contingencies, as well as how to compete against an all-cash offer; now we’d like to share our thoughts on the pros and cons of another tool: the “love letter.” Our final thoughts, however, lead us to advis

“When I was buying my first home fifteen years ago, I was literally clueless. I drove around neighborhoods looking for “For Sale” signs, and

Do any of these questions sound familiar: Can I afford to pay my mortgage? Did I make the right decision? Should I have waited to buy? What